Trade Finance

HSBC TradePay

Unlock working capital and trade with confidence⁴
Get in touch about TradePay
A simplified, digital trade finance solution that empowers you to draw your trade loan and make just-in-time payments to suppliers immediately.

Speed

Save time on loan paperwork.

With no need to submit transactional² documents to have your loan processed, you get speedy access to fast working capital loan when you need it

Ease

Simply upload a payment file

You choose exactly how much you need for supplier payments, this just-in-time digital trade financing is a useful tool to help you keep control over borrowing costs

Convenience

Integrated financing and payment journey within HSBCnet and Host – To – Host

Straight Through Processing journey for domestic transactions denominated in INR

Key benefits

  • Unified financing solution

    Covers both pre and post shipment working capital buyer loan requirements integrated within HSBCnet or via host-to-host
  • More time to focus on growth

    A one-step digital process replaces the hassle of loan paperwork, giving you more time to focus on business strategy and expansion.
  • Timely and efficient use of finance

    Borrow what you need, when your trade payables are due, just – in – time financing is a useful feature to help you keep control over borrowing costs.
  • Enhance supplier relationship

    Helps you build strong, trusted relationships with your suppliers by always paying them quickly

Challenges HSBC TradePay helps you solve

High seasonal demand

Cash flow management can become a major issue if your business faces seasonal working capital challenges due to the cyclical nature of purchasing inventory with several suppliers.

With TradePay: Upon prior approval request immediate loan drawdown and suppliers’ payment to cover the cost of your seasonal inventory. This means you can pay suppliers promptly without straining your working capital during peak buying periods, ensuring healthy supplier relationships and a steady inventory flow for each season.

Rapid scale-ups

If your tech startup is scaling rapidly due to a big contract, you might require immediate working capital to pay your component suppliers earlier than usual.

With TradePay: Quickly access working capital finance to cover these costs. Its seamless, on-demand nature aligns cash outflows with your ramped-up production schedule, ensuring smooth operations to meet your new contract’s demands.

Just In Time Financing

Does your supplier payments requires a lot of advance pre-planning with loan submission documentation impacting your employee productivity?

With HSBC TradePay: Ability to make ‘just in time’ suppliers payment and gain fast access to working capital is an area which remains a priority for corporates. Streamlining loan processing with automatic suppliers’ payment.

Workflow Efficiency

If your workflow is manual and time consuming with the need to provide documentation for loan drawdown and making supplier payments.

With HSBC TradePay: Leveraging technology helping eliminate paper for loan drawdown and supplier payments enabling a fast, simple journey for payment workflows as well as eliminating manual processes

How HSBC TradePay works

HSBC TradePay makes it quicker than ever to access pre-approved short-term finance and pay your suppliers immediately. Automatic notification of payments, giving client complete visibility.

  • Step 1

    Upload a payment data file via HSBCnet
  • Step 2

    Instant loan drawdown¹ and supplier payment³
  • Step 3

    Automatic notifications (loan details) for yourself

Why HSBC?

HSBC manages large trade flows globally, providing multi-currency, cross-geography financing.

A global footprint: HSBC's extensive international network spans key growth markets.
Focused expertise: Our experienced team aids clients in domestic and international trade.
Financial strength: Backed by a strong balance sheet.

Get in touch with us about trade finance

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Important information

¹ HSBC TradePay is available in selected sites and subject to prior credit adjuration and approval.
² HSBC reserves the right to request for documents.
³ Payments are subject to processing time.
⁴ Pre-approved finance allows you to trade with confidence.

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